President Trump Introduces Plan For 50-Year Mortgages And Some Americans Are Not Happy

[Conservative Angle]

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President Trump has announced a new plan that will allow home buyers to have a 50-year mortgage.

In a Truth Social post on Saturday, the 47th President shared a graphic contrasting President Franklin D. Roosevelt’s 30-year mortgage plan with his own proposed 50-year mortgage plan.

FHFA director Bill Pulte later confirmed Trump’s new 50-year mortgage plan in a post on X.

Take a look:

Thanks to President Trump, we are indeed working on The 50 year Mortgage – a complete game changer. https://t.co/HZDPzO0qJG

— Pulte (@pulte) November 8, 2025

The Hill provided more details on the 50-year mortgages:

Federal Housing Finance Agency (FHFA) Director Bill Pulte on Saturday said the Trump administration is “working on” a plan to introduce 50-year mortgage terms for home buyers.

“Thanks to President Trump, we are indeed working on The 50 year Mortgage – a complete game changer,” Pulte wrote in a statement on the social platform X.

It followed a Truth Social post by President Trump earlier in the day where he shared a graphic juxtaposing an image of him next to one of former President Franklin D. Roosevelt. The administration that oversaw the New Deal established the 30-year mortgage standard to help citizens recover from the Great Depression.

Similarly, Trump campaigned on creating affordability for the younger generation last year, but the president has faced headwinds on the subject more recently as prices rise.

Google searches for “help with mortgage” recently climbed to their highest level since 2009, while adjustable-rate mortgages, or ARMs, have also been trending. ARMs made up about 10 percent of all mortgage applications in September — the highest share in nearly two years and well above the post-2008 average of 6 percent, according to the Mortgage Bankers Association (MBA).

Still, home prices and interest rates remain relatively high, with the median household spending approximately 38.4 percent of their monthly income on mortgage payments, Redfin determined.

Some Americans were not very excited about the new plan:

How about we do 50 million deportations instead? pic.twitter.com/fnRLnPDdz3

— Publius (@OcrazioCornPop) November 9, 2025

Trash. Fire whoever thought of this immediately pic.twitter.com/hwwcPKrxad

— Wuhan Fourth Turning Point Swan (@TheWuhanClan) November 8, 2025

The Gen Z stare when Pulte tells them that you'll now be able to buy a house at 37 instead of 40 but it won't be paid off till your 87 years old. pic.twitter.com/oTNcPGNiCV

— Barefoot Student (@BarefootStudent) November 8, 2025

Why wouldn’t you just forbid Blackrock from buying up all of the real estate and developments?

How is paying 200% in interest to the banks a “win” for the average American Family?

— Jonathan Rose (@jonathanrose101) November 8, 2025

Rep. Marjorie Taylor Greene is also not a fan of the new plan, per Yahoo News:

Some Trump allies have praised the 50-year-mortgage idea for helping lower costs for young home buyers, but critics have argued a 50-year mortgage would leave Americans in debt for most of their lives.

U.S. Rep. Marjorie Taylor Greene (R-Ga.), a staunch Trump supporter who has recently turned critical of the Republican Party, shut down the proposal of a 50-year mortgage in a post on X.

“I don’t like 50-year mortgages as the solution to the housing affordability crisis. It will ultimately reward the banks, mortgage lenders. and home builders while people pay far more in interest over time and die before they ever pay off their home. In debt forever, in debt for life!” Greene wrote on X.

Conservative pundit Matt Walsh also slammed the idea.

“This just means your house will be owned by the bank until you die, and after. We don’t need 50-year mortgages. Get the illegal immigrants out of our country. Give America back to Americans,” he wrote.

Attorney and conservative political commentator Marina Medvin wrote: “Nothing about this concept is conservative. The 30-year mortgage became mainstream during FDR’s New Deal, when the federal government socialized mortgage risk. It created decades of taxpayer exposure. Why would this administration seek to copy and add on to New Deal politics?”

And conservative Megan McCain posted: “How about we bring wages up or costs down instead of debt for life with a 50 year loan…We’re supposed to be the party of fiscal responsibility, right?”

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